Clutter Busting: The 6 Riskiest Procrastinations

So often we see what needs to be done in a skewed manner. Sure, we notice the dusty television, smeared windows, and piled up laundry. We make these tasks priorities in our life, when there are far more important things that need to be done, but keep getting put-off to another day. These 6 things are more than “to-do” tasks, rather think of them as responsibilities.

1. Preparing (or updating) your will –

Would you ever consider dropping off your child with a new babysitter without any instructions, suggestions, or comments of any kind? Of course not! Just think of a will as simple instructions for what your wishes are for when you are not around. I understand the financial and emotional reasons behind procrastinating creating or updating your Will. If you cannot afford the expense of a lawyer, Suze Orman created an amazing Portfolio that I would definitely recommend. Not only is the portfolio a perfect filing folio for the most important papers, but it also includes a CD to help you create very important papers such as a Living Will, Will and Trust. Although a Lawyer would be the preferred route, this is a very viable option and is far better than having nothing at all. Remember to revisit your Will periodically to keep the information updated.

2. Photocopying the contents of your wallet-

Take all of the cards (ATM’s, credit cards, membership cards, etc.) from your wallet and lay them face forward on a copy machine (may have to do this more than once). Once you have made a copy of the front, turn over and make a copy of the backside. Keep this paper with your other important papers. In the event your wallet becomes stolen or missing, you will have all the information (account and telephone numbers) for each of your items in your wallet.

3. Checking your insurance policies (life, auto, and home)

Have you made improvements to your home, yet have not increased your home insurance? Has the dynamic of your family changed (new baby, job, home), yet your life insurance stayed the same? Make the time to check with your trusted insurance representative to make sure that your insurance coverage is appropriate for your needs.

4. Documenting your home and possessions

This is one of the simplest things you can do to really help in the case of disaster or theft. Simply grab your camcorder and walk throughout your home. Show close-ups on model numbers on large ticket items. Open all drawers and closets. Make sure to video your attic, garage, basement, and any outbuildings (sheds, barns, etc). In addition, don’t forget to film the outside of your home and the landscaping. Take this tape and place it in a fire box, safe deposit box, or give to a trusted friend or relative. Make sure to update this video periodically to keep it updated.

5. Wellness check-up for yourself

Do you only ever find yourself at the doctor’s office when you are sick, and nothing over-the-counter will do the trick? Make your health a priority! When was your last complete physical? Have you been putting off going to the dentist, gynecologist, or dermatologist? Were you instructed to get a mammogram or colonoscopy, but have been procrastinating because you are too nervous about the embarrassment aspect? Whatever reasons you keep telling yourself why this is not important, you are wrong. If you want to be able to take care of your family the best possible way, you must take care of yourself first. And if lack of time is the excuse, I can guarantee it takes less time to keep your body healthy, than to make a sick body well!

6. Expressing your love to your friends and family

It is now time to address the true treasures in your life. How often do you put off calling your friends and family because you are too busy or too tired, or simply not in the mood. Make it a point to let those around you know that they are your priority and show your appreciation for who they are and what they have meant to you. Just 10-15 minutes here and there for a quick phone call (set the timer if you need to), send a hand written note, or stop by. With the same amount of time it takes to watch ½ of a sitcom television show, you can create healthy, strong, and unbreakable relationships with loved ones. What do you have to lose? Absolutely nothing…

Do you have other risky procrastinations that you keep putting off? Do you have enough smoke alarms and carbon monoxide detectors? Are all your important papers together in one spot and have you instructed a family member or friend as to where that is? Take time this week to re-write that “to-do” list in your life.

Betsy